your retirement architects
Connecticut and Rhode Island residents rely on Tumolo Financial for trusted advice on their portfolios. Calling on decades of financial experience, Ken Tumolo and his staff offer tax recommendations, Social Security maximization, wealth management, retirement income planning and much more. They answer questions such as, “Am I going to have enough?”, how do I protect what I saved, how to plan with taxes in mind and many other top concerns, to make you feel comfortable in your decisions leading up to and during your retirement years.
Efficient Tax Planning
When it comes to paying your taxes, it’s easier to overpay than most people think. Every year, residents in Connecticut and Rhode Island, give up more than they need to because they don’t realize how many opportunities they have to save. Efficient tax planning is not about leaving the U.S. government empty-handed, it’s about paying only what you’re required to pay. Whether you cringe every time you file or you just want to explore your options, you’ll need the help of a good financial advisor. Luckily, it’s worth the time and effort to adjust your portfolio in order to maximize its benefits. You can make the most of deferment legislation when you consult with someone who knows the tax code backward and forwards.
Social Security Optimization
Without optimizing Social Security, you could be leaving thousands of dollars on the government’s table. Of course, you need to know when and how to claim Social Security as it relates to your retirement portfolio or other pensions. Mistakes can be permanent, so you don’t want to sign up and receive benefits without first doing some careful analysis.
Without reliable income, you can’t retire happy. The first step in determining when you can retire is knowing how you will replace your income with certainty. We educate our clients on the various types of retirement investments and annuity products, and help them carefully choose the most reliable and most efficient income-producing assets.
THE TUMOLO FINANCIAL DIFFERENCE
Because Ken Tumolo is a CERTIFIED FINANCIAL PLANNER™ who holds the coveted Series 66 license, he is able to offer his clients both retirement income planning and complete money management services. He makes sure his clients own solid reasons for their investments, and that they fully understand how these investments will contribute to prosperous retirement years.
Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor.
Tumolo Financial is independent of Tucker Asset Management. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.